MALAYAN BANKING BERHAD

Malaysia | 1155.KL | Main

By Sustify.world AI model | 2025-05-25
Malayan Banking Berhad provides commercial banking and related financial products and services. The company operates in three segments: Group Community Financial Services, Group Global Banking, and Group Insurance and Takaful. It offers savings and fixed deposits, and current accounts; and housing and personal loans, project financing, overdrafts, and trade financing, as well as remittance services. The company also provides credit cards; bancassurance products; hire purchase, unit trust, cash management, custodian, and trustee services; and treasury activities and services, including foreign exchange, money market, derivatives, and trading of capital market. In addition, it offers investment banking and securities broking services comprising corporate advisory, bond and equity issuance, syndicated acquisition advisory, debt restructuring advisory, and share and futures dealings; and asset and fund management services, including a range of conventional and Islamic investment solutions. Further, the company underwrites general and life insurance businesses, offshore investment life insurance business, and general and family takaful businesses; and offers offshore banking, multi-financing, bureau, corporate finance, property leasing and trading, nominee, property investment, business/economic consultancy and advisory, IT shared and development, financial and investment advisory, research, and leasing and factoring services, as well as business management consultancy/support services. It serves individuals, corporates, financial institutions, government entities/agencies, and commercial customers, as well as micro, small and medium enterprises in Malaysia, Singapore, Indonesia, the Philippines, Brunei Darussalam, the People's Republic of China, Hong Kong SAR, Vietnam, the United Kingdom, the United States of America, Cambodia, Laos, Myanmar, Labuan Offshore, and Thailand. Malayan Banking Berhad was incorporated in 1960 and is headquartered in Kuala Lumpur, Malaysia.

Reference

Report Year: 2024
Source Files: Maybank_Integrated_AR_2024_Part_1.md, Maybank_Integrated_AR_2024_Part_2.md, Maybank_Sustainability_Report_2024.md

Sustainability Committee

Board Sustainability Committee 🟢

  • Reviewed Frameworks 🟢
  • Net Zero Oversight 🟢
  • Climate Risk Testing 🟢

Reporting

GRI, TCFD, IFRS S2, Separate Report 🟢

GHG Accounting

Robust GHG Accounting with a 53.0% reduction in Scope 1 and 2 emissions against a 2019 baseline, verified by third-party assurance in 2023 🟢. Maybank reports financed emissions at 32.6M tCO₂e, a significant step in addressing Scope 3 impacts. The use of PCAF standards and internal data frameworks ensures credibility. However, detailed breakdowns for Scope 1 and 2 individually are aggregated into a total figure, limiting transparency ⚠️. Expanding Scope 3 categories beyond financed emissions and providing granular data could enhance reporting. Overall, Maybank demonstrates leadership in climate action with clear targets like carbon neutrality by 2030 and net zero by 2050.

Emissions

Scope Value Note
Scope1 115,736 tCO₂e (Total Emissions) 🟢 Includes Scope 1, Scope 2 (market-based), and selected Scope 3 categories
Scope2 Included in Total 🟢 Reported under total emissions figure
Scope3 32.6M tCO₂e (Financed Emissions) 🟢 Covers financed emissions across portfolio
Biogenic emissions Not applicable → No biomass or biofuel usage reported.

Other Details

  • Base year: 2019
  • Boundary inventory: Own operations (Scope 1, 2, selected Scope 3) and financed emissions (Scope 3)
  • Gwp basis: Not specified
  • Standard: Partnership for Carbon Accounting Financials (PCAF)
  • Third party verification: Yes (2019 baseline for Scope 1 and 2, verified in 2023)
  • Carbon intensity: 40.1 tCO₂e/RM million, verified 🟢

Efforts

  • 53.0% reduction 🟢
  • 585.83 tonnes waste managed 🟢
  • RM2.86B for EVs 🌞
  • Sectoral Pathways 🌱

Social Highlights

  • 5,699 SMEs trained 🟢
  • 302,868 households covered 🟢
  • RM2.03B housing support 🟢
  • 10,000+ employees engaged 🟢
  • 446 advocates trained 🟢

Governance

  • Salary disclosure: Disclosed 🟢
  • Litigation: Corruption case (2024) 🔴

Report Quality

Commendable Depth and Transparency in Maybank's 2024 Sustainability Report 🟢. The report excels with quantifiable metrics, such as a 53.0% reduction in Scope 1 and 2 emissions and RM46.69 billion in sustainable finance, demonstrating measurable impact. The alignment with GRI, TCFD, and IFRS S2 frameworks adds credibility, while forward-looking commitments like net zero by 2050 show ambition. However, some areas lack specificity ⚠️, such as individual Scope 1 and 2 breakdowns and limited Scope 3 granularity beyond financed emissions. Generic statements on 'sustainability leadership' could be bolstered with more evidence of outcomes. To improve, Maybank should enhance transparency in GHG data segmentation and incorporate broader Scope 3 categories. Overall, the report provides a strong foundation but could benefit from deeper detail in critical areas.

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This is AI model generated summary based on certain rules set by Sustify.world perspective. If the reader finds the information is incorrect, they can always approach us by sending email admin@sustify.world.

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