BANK ISLAM MALAYSIA BERHAD

Malaysia | 5258.KL | Main

By Sustify.world AI model | 2025-05-21
Bank Islam Malaysia Berhad, together with its subsidiaries, provides Islamic banking products and services in Malaysia. It operates through, Group Retail Banking and Group Institutional Banking. The company offers term deposits; savings, current, and investment accounts; personal, home, and vehicle financing products; debit and credit cards; and wealth management products, including unit trust, takaful protection, will writing, and shares trading. It also provides letters of credit, trade working capital financing, bills of exchange purchased, documentary bills for collection, export credit refinancing, accepted bills, shipping and bank guarantee, and foreign currency exchange services; term and syndicated financing services; vendor, business premises, procurement and contract, and bridging financing programs. In addition, the company offers cash management services; business financing products; treasury services, such as money and capital market, and foreign remittance services; and trade operations, as well as SME and agent banking services. Further, it provides internet banking, automated teller and cash deposit machine, and bill payment services. Additionally, the company offers nominee, and stockbroking services. It serves retail, corporate, and commercial customers; and small and medium enterprises. Bank Islam Malaysia Berhad was incorporated in 1983 and is based in Kuala Lumpur, Malaysia.

Reference

Report Year: 2024
Source Files: Bank_Islam_IAR_2024_Bursa_1.md, Bank_Islam_IAR_2024_Bursa_2.md, Bank_Islam_IAR_2024_Bursa_3.md

Sustainability Committee

Sustainability Committee (Unknown pax) 🟢

  • 5 BSSC meetings 🟢
  • 4 MSC meetings 🟢
  • 7 CRC meetings 🟢

Reporting

GRI, TCFD, SASB, IFRS S1, IFRS S2, Integrated Report 🟢

GHG Accounting

Bank Islam Malaysia Berhad demonstrates a structured approach to GHG accounting with reported emissions for Scope 1 (8.72 tCO₂e), Scope 2 (11,488 tCO₂e), and Scope 3 (4,288.8 tCO₂e) in 2024. A key strength is the comprehensive coverage of operational emissions and partial Scope 3 data, supported by adherence to the GHG Protocol. However, the lack of third-party verification and undisclosed carbon intensity metrics are notable gaps. Improvements are needed in verifying data externally to enhance credibility and reporting carbon intensity to provide a clearer picture of efficiency. The bank aims for carbon neutrality in operations by 2030 and net-zero by 2050, which shows forward-looking commitment but requires more detailed interim targets and data transparency to ensure accountability.

Emissions

Scope Value Note
Scope1 8.72 tCO₂e 🟢
Scope2 11,488 tCO₂e 🟢
Scope3 4,288.8 tCO₂e (Business Travel & Commuting) 🟢
Biogenic emissions Not applicable → No biomass or biofuel usage reported.

Other Details

  • Base year: Not specified
  • Boundary inventory: Operational conduct for Scope 1 & 2; Business Travel and Employee Commuting for Scope 3
  • Gwp basis: Not specified
  • Standard: GHG Protocol
  • Data collection approach: Internal tracking with external data sources for emission factors
  • Third party verification: Not verified
  • Carbon intensity: Not available ⚠️

Efforts

  • Energy reduction: 2.84M MJ 🟢
  • Waste tracking initiated 🟢
  • Solar panels at branches 🌞
  • LED retrofitting 🌱

Social Highlights

  • 5,250 employees trained 🟢
  • RM19.4M community investment 🥗
  • 1,434 beneficiaries 🥗
  • 86 Green Finance Advisors 🟢
  • 1,433 social finance beneficiaries 🥗

Governance

  • Salary disclosure: Disclosed 🟢
  • Litigation: Can't find ⚠️

Report Quality

Commendable effort in sustainability reporting by Bank Islam Malaysia Berhad 🟢. The 2024 integrated report provides a solid foundation with detailed metrics on GHG emissions, social impact (e.g., RM19.4M in community investments), and governance practices. The inclusion of quantifiable actions like energy reduction (2.84M MJ) and forward-looking commitments such as carbon neutrality by 2030 and net-zero by 2050 is notable. However, the report lacks third-party verification for emission data, reducing credibility ⚠️. Additionally, while social initiatives are well-documented, some areas like carbon intensity remain unreported, and generic statements on 'sustainability commitment' lack specific measurable outcomes. To improve, the bank should incorporate external assurance for data accuracy, provide interim targets for net-zero goals, and avoid vague narratives by focusing on evidence-based results. Overall, a promising report that can be elevated with enhanced transparency and accountability.

Tags:

Looking for ESG Strategy & Improvement?

Disclaimer:

This is AI model generated summary based on certain rules set by Sustify.world perspective. If the reader finds the information is incorrect, they can always approach us by sending email admin@sustify.world.

Need Expert help?
Contact us TODAY for sustainability strategy, reporting, and outsourcing services.

Let's talk

Similar Companies

AMMB HOLDINGS BERHAD | Main | 1015.KL
more -->

We use cookies to enhance your experience on our website. By clicking "Accept", you agree to our use of cookies. Learn more.